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Chart of the day: household debt vs. savings | Credit Writedowns
Jul 9, 2008 . One reason many pundits feel this particular downturn will be quite nasty is the level of debt consumers have versus their savings. Since July .
http://www.creditwritedowns.com/2008/07/chart-of-day-household-debt-vs-savings.html

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Economic Snapshot for April 2008
Apr 10, 2008 . Household debt averaged a record 133.7% of disposable income in the . In January 2008, the Congressional Budget Office estimated that the .
http://www.americanprogress.org/issues/2008/04/econ_snapshot.html

SensibleSteward: Average U.S. Consumer Debt Now Tops $21900 ...
Aug 8, 2007 . December 2008 (21) · October 2008 (1) · September 2008 (3) · August 2008 . Average U.S. Consumer Debt Now Tops $21900 Per Household. A sobering article on our nation's personal debt problem was recently posted on .
http://sensiblesteward.com/2007/08/08/average-us-consumer-debt-now-tops-21900-per-household.aspx

The Economic State Of The Union -- 2008
Jan 24, 2008 . State of the Union 2008,Federal Debt. . In just the past seven years, U.S. household debt almost doubled and . more now than seven years ago and the average real salary and benefits for all workers is up by 9.0 percent.
http://www.manufacturingnews.com/news/08/0124/art1.html

The Debt Trap - Interactive Feature - NYTimes.com
Jul 20, 2008 . The Debt Trap. A series about the surge in consumer debt and the lenders who made it possible. In order to view this feature, you must .
http://www.nytimes.com/interactive/2008/07/20/business/20debt-trap.html

Additional findings from the survey are:

  • American Household Debt Declines, Personal Saving Rate Increases
    Thursday, 11th December 2008 (by J.D. Roth) . In the 56 years that records have been kept, household debt has never declined in this country. . Simply having the “average American” change his or her behavior overnight, on a nationwide .
    http://www.getrichslowly.org/blog/2008/12/11/american-household-debt-declines-personal-saving-rate-increases/

  • HOUSEHOLD DEBT AND CREDIT
    Aggregate consumer debt essentially held steady in the second quarter, repeating . from its peak level at the close of 2008Q3, and $50 billion (0.4%) below its . over the last four quarters were 44% below their average levels of 2003-2007.
    http://www.newyorkfed.org/research/national_economy/householdcredit/DistrictReport_Q22011.pdf

  • Average US household credit card debt is $8565 | ZDNet
    Average US household credit card debt is $8565. By AM | July 20, 2008, 12: 28pm PDT. Summary: Americans carry $2.56 trln in consumer debt, up 22% since .
    http://www.zdnet.com/blog/itfacts/average-us-household-credit-card-debt-is-8565/14700

  • Number of the Week: Household Debt May Be Accelerating Again ...
    Mar 19, 2011 . Net of defaults, household debt grew at an average annualized rate of only about 0.5% from mid-2008 to the end of 2010. That compares to .
    http://blogs.wsj.com/economics/2011/03/19/number-of-the-week-household-debt-may-be-accelerating-again/

  • Household worth drops by $2.8 trillion - Dec. 11, 2008
    Dec 11, 2008 . Household debt falls by 0.8% as Americans' net worth falls for the fourth- consecutive quarter . Last Updated: December 11, 2008: 6:22 PM ET .
    http://money.cnn.com/2008/12/11/news/economy/flow_of_funds/index.htm

On introductory bonuses, the survey found that:

  • U.S. household debt keeps shrinking - Los Angeles Times
    Aug 17, 2010 . The amount that the average American household owes fell for the seventh . Total household debt has tumbled 6.5% from its peak in 2008, .
    http://articles.latimes.com/2010/aug/17/business/la-fi-consumer-debt-20100817

  • The Financial Crisis at the Kitchen Table: Trends in Household Debt ...
    focus particularly on the decline in debt outstanding since mid-2008, which has been the . Key words: household debt, mortgages, household finance, financial crisis . While consumers were on average extracting equity and increasing their .
    http://www.fdic.gov/news/conferences/brown.pdf

  • The trouble with high household debt - Thicken My Wallet
    Jun 22, 2009 . In Q4 2008, an average American household's financial obligation ratio was 18.97% (household debt data courtesy of the American Federal .
    http://www.thickenmywallet.com/blog/wp/2009/06/22/the-trouble-with-high-household-debt/

Household Debt Service Payments as a Percentage of Disposable ...
Second Quarter 2008. (Percent change at . The household debt service ratio ( DSR) is an estimate of the ratio of debt payments to disposable personal income.
http://www.stlouisfed.org/publications/itv/articles/?id=1220

Household debt in Australia
discusses some of the implications of the increase in household debt for monetary policy . 2008. Interest rates. Prime, low-doc. RBA estimate. Non- conforming .
http://www.bis.org/publ/bppdf/bispap46e.pdf

For more information for boomer consumers, see my blog anonymous credit cards.

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