2008 mortgage law

Credit Card Reform Act of 2008–Congress to the Rescue
A description of the key provisions of the Credit Card Reform Act of 2008.
http://www.doughroller.net/credit-cards/credit-card-reform-act-of-2008-congress-to-the-rescue/

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Credit Card Fair Fee Act of 2008 - H.R. 5546
A bill proposed by Rep. John Conyers (D-Mich) and Rep. Chris Cannon (R-Utah) that would allow businesses to negotiate their credit card transaction fees.
http://credit.about.com/od/consumercreditlaws/g/feeactof08.htm

The Credit Cardholders' Bill of Rights - Credit Slips
Feb 25, 2008 . We at the Slips have been remarkably silent about the proposed Credit Cardholders' Bill of Rights, easily the most major proposed credit card .
http://www.creditslips.org/creditslips/2008/02/the-credit-card.html

Consumers weigh in on credit card legislation - Jul. 21, 2008
Jul 21, 2008 . Weigh in on proposed credit card laws. If you've been the victim of some egregious credit card tactics, now's your . July 21, 2008: 1:34 PM EDT .
http://money.cnn.com/2008/07/21/pf/consumer_comments/index.htm

8 New Credit Card Reform Rules You Should Know | Shrinkage Is ...
Dec 17, 2008 . Cal December 18, 2008 at 8:51 am. As the Bill is due to take effect in 2010, what's to prevent credit card companies from rushing to inflate .
http://www.billshrink.com/blog/239/8-new-credit-card-reform-rules-you-should-know/

Additional findings from the survey are:

  • FRB: Press Release--Federal Reserve approves rules that will better ...
    Release Date: December 18, 2008 . The final rules prohibiting certain credit card practices were adopted under the Federal Trade Commission Act, and are being issued concurrently with substantially similar final rules by the Office of Thrift .
    http://www.federalreserve.gov/newsevents/press/bcreg/20081218a.htm

  • H.R. 5546 - The Credit Card Fair Fee Act of 2008
    Mar 7, 2008 . Here's the full text of H.R. 5546 - The Credit Card Fair Fee Act of 2008 that was introduced yesterday Rep. John Conyers and several other .
    http://www.paymentsnews.com/2008/03/hr-5546---the-c.html

On introductory bonuses, the survey found that:

  • Red Tape - Congress debates new credit card law
    Apr 17, 2008 . A Catch-22 for consumers came sharply into focus Thursday at a testy congressional hearing on a proposed Credit Cardholders Bill of Rights, .
    http://redtape.msnbc.msn.com/_news/2008/04/17/6345880-congress-debates-new-credit-card-law?lite

  • Credit card reform legislation time line
    Aug 23, 2010 . This interactive guide shows how the Credit CARD Act of 2009 . date to view credit card legislation through the years and into the future. 2008 .
    http://www.creditcards.com/credit-card-news/timeline-credit-card-reform-phase-in-dates-1282.php

  • Credit CARD Act Turns Two: Are Consumers Better Off ...
    Jun 1, 2011 . It's been two years since the landmark Credit Card Accountability Responsibility and Disclosure Act of 2009 was . the numbers in 2008 and found that 95 percent of all cards charged overlimit fees that averaged $29.13. Now .
    http://moneyland.time.com/2011/06/01/credit-card-act-turns-two-are-consumers-better-off-2/

Credit Card Fair Fee Act of 2008 - Thomas
Mar 6, 2008 . Short title This Act may be cited as the Credit Card Fair Fee Act of 2008 . 2. Limited antitrust immunity for the negotiation and determination of .
http://thomas.loc.gov/home/gpoxmlc110/h5546_ih.xml

Coping with lower credit card limits - Bankrate.com
Credit card issuers seem to be cutting card limits arbitrarily. . are too close to credit limits, according to Consumer Action's 2008 credit card survey. Federal law requires that you receive a notice in writing of a change in your annual percentage .
http://www.bankrate.com/finance/financial-literacy/coping-with-cut-credit-1.aspx

For more information for boomer consumers, see my blog my gator mortgage.

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2008 mortgage fraud statistics