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Bankruptcy Reform in 2005 Exacerbated the Mortgage Crisis
In Did Bankruptcy Reform Cause Mortgage Default to Rise? (NBER Working Paper No. 15968), they estimate that the 2005 reform caused mortgage default .
http://www.nber.org/digest/aug10/w15968.html

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DownWithTyranny!: House Passes Mortgage Reform and Anti ...
May 7, 2009 . House Passes Mortgage Reform and Anti-Predatory Lending Act As 60 . Today the House passed Brad Miller's Mortgage Reform and .
http://downwithtyranny.blogspot.com/2009/05/house-passes-mortgage-reform-and-anti.html

Open Left:: Bush Dogs Move to Block Mortgage Reform
Nov 7, 2007 . Bush Dogs Move to Block Mortgage Reform . are opposing this bill because it will impact the Bankruptcy Bill provisions they passed in 2005.
http://www.openleft.com/diary/2254/

Federal Housing Enterprise Regulatory Reform Act of 2005 (2005 ...
S. 190 (109th): Federal Housing Enterprise Regulatory Reform Act of 2005. 109th Congress, 20052006. A bill to address the regulation of secondary mortgage .
http://www.govtrack.us/congress/bills/109/s190

McCain's attempt to fix Fannie Mae, Freddie Mac in 2005; Update ...
Sep 17, 2008 . McCain spoke forcefully on May 25, 2006, on behalf of the Federal Housing Enterprise Regulatory Reform Act of 2005 (via Beltway Snark): .
http://hotair.com/archives/2008/09/17/mccains-attempt-to-fix-fannie-mae-freddie-mac-in-2005/

Additional findings from the survey are:

  • Obama Voted 'Present' on Mortgage Reform - WSJ.com
    Oct 15, 2008 . Obama Voted 'Present' on Mortgage Reform . In the summer of 2005, a bill emerged from the Senate Banking Committee that considerably .
    http://online.wsj.com/article/SB122403045717834693.html

  • Did Bankruptcy Reform Contribute to the Mortgage Crisis?
    in the short-run, these changes are predicted to increase default rates on mortgages. In the paper, we test whether adoption of the 2005 bankruptcy reform led to .
    http://faculty.gsm.ucdavis.edu/~nzhu/papers/bankruptcy_mortgagecrisis.pdf

  • Last Call for Mortgage Reform | DMI Blog
    May 12, 2009. proliferate from 19 percent of the mortgage market in 2005 to 31 percent in 2007. . Last week, the House passed the Mortgage Reform and .
    http://www.dmiblog.com/archives/2009/05/post_71.html

On introductory bonuses, the survey found that:

  • Bank Regulation and Mortgage Market Reform
    impediment to the GSE and mortgage market reform discussed in the next section. 17 See also Ambrose, Lacour-Little, and Sanders (2005) for empirical .
    http://www.law.berkeley.edu/files/bclbe/Bank_Regulation_and_Mortgage_Market_Reform.pdf

  • Mortgage Reform in Saudi Arabia:
    CTD || Mortgage Reform in Saudi Arabia. Mortgage Reform: Heralding a New Boom? GLOBAL annual % millions. 2000 2001 2002 2003 2004 2005 2006 2007 .
    http://www.ergo.net/Mortgage-Reform-Saudi-Arabia.pdf

  • Did Bankruptcy Reform Cause Mortgage Defaults to Rise?*
    2005 bankruptcy reform caused mortgage defaults to rise. Bernstein did not provide any empirical tests. Morgan et al hypothesized that bankruptcy reform .
    http://www.econ.ucsd.edu/~miwhite/Li-White-Zhu-final-AEJ-Pol.pdf

Harry Moroz: Last Call for Mortgage Reform
May 12, 2009 . Lenders often used mortgage refinancing to strip middle-class homeowners of . to proliferate from 19 percent of the mortgage market in 2005 to 31 percent in 2007. . Last week, the House passed the Mortgage Reform and .
http://www.huffingtonpost.com/harry-moroz/last-call-for-mortgage-re_b_202670.html

A Timeline of Republicans' Failure to Stop Reckless Mortgage Lending
reform that includes protections against predatory lending; and they are . Edward Gramlich, who was Fed governor from 1997 to 2005, said he proposed to Mr.
http://democrats.financialservices.house.gov/FinancialSvcsDemMedia/file/key_issues/Predatory_Subprime_Mortgage_Lending/GSEs_Subprime_timeline.pdf

For more information for boomer consumers, see my blog 2008 credit card theft.

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