200 trillion dollar debt

Eligibility Matrix 01-31-12
Jan 31, 2012 . required for mortgage loans to be eligible for delivery to Fannie Mae; see the . LCOR: 90%/NA/NA. 660 if > 75%. 620 if ? 75%. 2 Units. 80/80/80% . units in a condo, co-op, or PUD project; and manufactured housing.
http://www.efanniemae.com/sf/refmaterials/eligibility/pdf/eligibilitymatrix.pdf

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Home loans with Bay Federal Credit Union
Single family homes, condominiums, 2 units, manufactured homes.** . Bay Federal is an approved Mortgage Credit Certificate (MCC) lender in Santa Cruz .
http://www.bayfed.com/lo/mortgage.html

Freddie Mac Home Possible Neighborhood Solution Mortgages
by a 1- or 2-unit primary residence other than a manufactured home. Home Possible Mortgages may be the following provided the mortgage meets the .
http://www.freddiemac.com/sell/factsheets/pdf/homepossible_97ns_574.pdf

Manufactured Homes
Regardless of any structural modifications or add-ons, if any portion of a 1-unit dwelling is a manufactured home, the mortgage must meet the eligibility and .
http://www.freddiemac.com/sell/factsheets/pdf/manufactured_homes_387b.pdf

Freddie Mac Home Possible Mortgages
secured by a 1- or 2-unit primary residence other than a manufactured home. Home Possible Mortgages may be the following provided the mortgage meets the .
http://www.freddiemac.com/sell/factsheets/pdf/home_possible_97_572.pdf

Additional findings from the survey are:

  • 09-16ml - HUD
    May 21, 2009 . Manufactured units may be moved only from the manufacturer's or dealer's lot . Manufactured Homes: Eligibility and General Requirements - Title II . To be eligible for FHA mortgage insurance, all manufactured homes must .
    http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/09-16ml.doc

  • U.S. Bank Home Mortgage Wholesale Product Guidelines
    It is the policy of U.S. Bank Home Mortgage not to purchase any loan defined as high . 2-4 Unit: New loan amount is limited to the outstanding unpaid principal . Manufactured (Mobile) Housing only, defined as: Any dwelling unit built on a .
    http://www.usbank.com/content/wholesale_lending/docs/pdfs/home_possible_product_guideline.pdf

  • Navy Federal: Mortgage Rates
    Adjustable Rate Mortgage Loans . Conforming loans secured by 2 unit properties or manufactured homes are subject to an additional 1.00% discount point.
    https://www.navyfederal.org/assets/rates/printMortRates.php

  • Guild Mortgage Company Products.
    Available for 30 and 15 Year Fixed Mortgages . Available for 30 Year Fjxed Mortgages . 1-2 units only; No manufactured housing and no spot condos .
    http://www.guildmortgagewholesale.com/products.php

  • Moving Home: Manufactured Housing in Rural America
    data review of rural manufactured housing units, resi- dents, and . The two main types of factory-built housing to be included in this . Survey, data from the 2000 Home Mortgage Disclosure Act (HMDA), and HUD Construction and Manufac- .
    http://www.ruralhome.org/storage/documents/movinghome.pdf

On introductory bonuses, the survey found that:

  • FHA Manufactured Home Loans, Mobile House Mortgage ...
    2) Must put 3.5% Down (Not available for 1% Down program.) . Manufactured homes are built as dwelling units of at least 400 square feet in size with a .
    http://www.arizonahomeloan.org/FHA_20_Manufactured_20_Home.html

  • Manufactured housing - Wikipedia, the free encyclopedia
    2 Manufactured homes in Australia; 3 Manufactured Homes in the Bay Area . Units were initially marketed primarily to people whose lifestyle required mobility. . loans resembled motor vehicle loans far more than traditional home mortgages .
    http://en.wikipedia.org/wiki/Manufactured_housing

  • Manufactured Housing Finance and the Secondary Market
    . mortgages. Consider data provided by two different lenders . credit scores who are borrowing on a single-wide unit. David Rand of . homes.2. Although many manufactured home purchasers try to access the mortgage market as a way .
    http://www.frbsf.org/publications/community/review/062006/west.pdf

Blount Home Mortgage Home -"The Key To All Your Mortgage Needs!"
NO appraisal required! NO private mortgage insurance! 1-2 Unit Properties, PUD's, Condos. NO manufactured home. Properties must be designated by Fannie .
http://blounthomemortgage.com/products.aspx

Mortgage Loan Rates :: VyStar Credit Union
3 days ago . Visit our Mortgage Center to obtain current rates/payment information. . 1 Jumbo, manufactured home/land, second homes, and 2-4 unit .
http://www.vystarcu.org/home/rates/mortgage

For more information for boomer consumers, see my blog 2006 federal tax student loan deduction.

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